American Airlines Federal Credit Union · Louisiana · 2025

American Airlines Federal Credit Union in Louisiana: approval rate, denial rate and rates (2025)

American Airlines Federal Credit Union took 13 mortgage applications in Louisiana in 2025, ranking #352 of 721 lenders active in the state. It originated 46.2% of them and denied 23.1% (27.3% of the applications it decided), against a statewide denial rate of 22.2%.

13Applicationsin LA
27.3%Decision denial ratestate 28.2%
7.13%Median ratestate 6.63%
$115,000Median loanstate $165,000
$1.1MVolume10 counties

American Airlines Federal Credit Union in Louisiana vs the state

23.1%Denial rate+0.91 pts vs state
27.3%Decision denial rate-0.88 pts vs state
46.2%Origination rate-5.82 pts vs state
7.13%Median rate+0.50 pts vs state
0.85Rate spread (pts)+0.49 pts vs state
$112kMedian applicant income
6Loans originated
3Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238612.5%6.50%#408
20249422.2%7.00%#386
202513623.1%7.13%#352

What American Airlines Federal Credit Union lends in Louisiana

By loan purpose

Home purchase 4 31% · 0.0% denied
Refinance 1 8% · 100.0% denied
Cash-out refinance 2 15% · 0.0% denied
Home improvement 4 31% · 50.0% denied
Other / HELOC 2 15% · 0.0% denied

By loan type

Conventional 13 100% · 23.1% denied

Why it denied Louisiana applicants

Debt-to-income ratio 1 33%
Incomplete application 1 33%
Collateral 1 33%

Where in Louisiana

Counties with the most American Airlines Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bossier Parish 321 33.3%
East Baton Rouge Parish 211 50.0%
Lafourche Parish 100 0.0%
Orleans Parish 100 0.0%
St. Martin Parish 100 0.0%
Beauregard Parish 110 0.0%
St. Tammany Parish 100 0.0%
Lafayette Parish 110 0.0%
Ascension Parish 101 100.0%
Jefferson Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 13 applications in 2025, of which 6 were originated and 3 denied.

23.1% of all applications, or 27.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans American Airlines Federal Credit Union originated in Louisiana in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology