Allied First Bank,sb · Kansas · 2025

Allied First Bank,sb in Kansas: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 29 mortgage applications in Kansas in 2025, ranking #274 of 766 lenders active in the state. It originated 6.9% of them and denied 37.9% (84.6% of the applications it decided), against a statewide denial rate of 15.0%.

29Applicationsin KS
84.6%Decision denial ratestate 18.3%
3.94%Median ratestate 6.63%
$225,000Median loanstate $165,000
$280kVolume11 counties

Allied First Bank,sb in Kansas vs the state

37.9%Denial rate+22.90 pts vs state
84.6%Decision denial rate+66.34 pts vs state
6.9%Origination rate-56.92 pts vs state
3.94%Median rate-2.69 pts vs state
Rate spread (pts)
$71kMedian applicant income
2Loans originated
11Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202413515.4%3.13%#315
202529237.9%3.94%#274

What Allied First Bank,sb lends in Kansas

By loan purpose

Home purchase 3 10% · 0.0% denied
Refinance 5 17% · 60.0% denied
Cash-out refinance 21 72% · 38.1% denied

By loan type

FHA 8 28% · 37.5% denied
VA 21 72% · 38.1% denied

Why it denied Kansas applicants

Credit history 5 45%
Debt-to-income ratio 3 27%
Insufficient cash 2 18%
Other 1 9%

Where in Kansas

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Geary County 703 42.9%
Sedgwick County 602 33.3%
Leavenworth County 403 75.0%
Johnson County 401 25.0%
Wyandotte County 201 50.0%
Finney County 101 100.0%
Riley County 110 0.0%
Dickinson County 100 0.0%
Montgomery County 110 0.0%
Saline County 100 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 29 applications in 2025, of which 2 were originated and 11 denied.

37.9% of all applications, or 84.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Allied First Bank,sb originated in Kansas in 2025 was 3.94%, against a statewide median of 6.63%.

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology