Allied First Bank,sb · Colorado · 2025

Allied First Bank,sb in Colorado: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 77 mortgage applications in Colorado in 2025, ranking #258 of 1,114 lenders active in the state. It originated 9.1% of them and denied 31.2% (77.4% of the applications it decided), against a statewide denial rate of 15.6%.

77Applicationsin CO
77.4%Decision denial ratestate 19.7%
2.75%Median ratestate 6.63%
$355,000Median loanstate $325,000
$2.5MVolume22 counties

Allied First Bank,sb in Colorado vs the state

31.2%Denial rate+15.54 pts vs state
77.4%Decision denial rate+57.76 pts vs state
9.1%Origination rate-50.93 pts vs state
2.75%Median rate-3.88 pts vs state
Rate spread (pts)
$86kMedian applicant income
7Loans originated
24Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
202330360.0%6.75%#358
202418133.3%2.50%#414
202577731.2%2.75%#258

What Allied First Bank,sb lends in Colorado

By loan purpose

Home purchase 4 5% · 0.0% denied
Refinance 10 13% · 50.0% denied
Cash-out refinance 63 82% · 30.2% denied

By loan type

Conventional 3 4% · 66.7% denied
FHA 19 25% · 47.4% denied
VA 55 71% · 23.6% denied

Why it denied Colorado applicants

Credit history 13 54%
Debt-to-income ratio 5 21%
Other 2 8%
Collateral 1 4%
Insufficient cash 1 4%
Unverifiable information 1 4%
Employment history 1 4%

Where in Colorado

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
El Paso County 2536 24.0%
Weld County 602 33.3%
Pueblo County 601 16.7%
Jefferson County 620 0.0%
Adams County 504 80.0%
Arapahoe County 411 25.0%
Mesa County 301 33.3%
Broomfield County 311 33.3%
Otero County 301 33.3%
Denver County 202 100.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 77 applications in 2025, of which 7 were originated and 24 denied.

31.2% of all applications, or 77.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Allied First Bank,sb originated in Colorado in 2025 was 2.75%, against a statewide median of 6.63%.

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology