Alliant Credit Union in Nevada vs the state
26.6%Denial rate+9.18 pts vs state
29.6%Decision denial rate+7.39 pts vs state
62.1%Origination rate+4.42 pts vs state
8.00%Median rate+1.38 pts vs state
0.64Rate spread (pts)+0.35 pts vs state
$180kMedian applicant income
210Loans originated
90Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 237 | 126 | 39.2% | 10.25% | #80 |
| 2024 | 286 | 164 | 31.1% | 9.38% | #76 |
| 2025 | 338 | 210 | 26.6% | 8.00% | #71 |
What Alliant Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 228 | 137 | 62 | 27.2% |
| Washoe County | 60 | 44 | 11 | 18.3% |
| Nye County | 14 | 8 | 5 | 35.7% |
| Carson City | 10 | 6 | 4 | 40.0% |
| Douglas County | 10 | 7 | 2 | 20.0% |
| Churchill County | 5 | 2 | 2 | 40.0% |
| Lyon County | 5 | 2 | 3 | 60.0% |
| Elko County | 4 | 3 | 1 | 25.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Lander County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 338 applications in 2025, of which 210 were originated and 90 denied.
26.6% of all applications, or 29.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Alliant Credit Union originated in Nevada in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology