ABL RPC Residential Credit Acquisition in Texas vs the state
21.5%Denial rate+2.10 pts vs state
23.1%Decision denial rate-1.77 pts vs state
65.3%Origination rate+10.40 pts vs state
9.99%Median rate+3.49 pts vs state
—Rate spread (pts)
—Median applicant income
94Loans originated
31Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 107 | 51 | 13.1% | 12.50% | #541 |
| 2024 | 152 | 84 | 21.1% | 7.69% | #462 |
| 2025 | 144 | 94 | 21.5% | 9.99% | #480 |
What ABL RPC Residential Credit Acquisition lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 59 | 43 | 11 | 18.6% |
| Dallas County | 18 | 7 | 5 | 27.8% |
| Tarrant County | 17 | 12 | 2 | 11.8% |
| Hidalgo County | 7 | 5 | 1 | 14.3% |
| Travis County | 5 | 1 | 4 | 80.0% |
| Grayson County | 4 | 3 | 1 | 25.0% |
| Bell County | 3 | 2 | 1 | 33.3% |
| Bexar County | 3 | 2 | 0 | 0.0% |
| Walker County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 144 applications in 2025, of which 94 were originated and 31 denied.
21.5% of all applications, or 23.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Texas in 2025 was 9.99%, against a statewide median of 6.50%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology