ABL RPC Residential Credit Acquisition · New Hampshire · 2025

ABL RPC Residential Credit Acquisition in New Hampshire: approval rate, denial rate and rates (2025)

ABL RPC Residential Credit Acquisition took 32 mortgage applications in New Hampshire in 2025, ranking #158 of 535 lenders active in the state. It originated 71.9% of them and denied 15.6% (15.6% of the applications it decided), against a statewide denial rate of 16.5%.

32Applicationsin NH
15.6%Decision denial ratestate 20.3%
11.00%Median ratestate 6.82%
$325,000Median loanstate $265,000
$8.1MVolume6 counties

ABL RPC Residential Credit Acquisition in New Hampshire vs the state

15.6%Denial rate-0.86 pts vs state
15.6%Decision denial rate-4.64 pts vs state
71.9%Origination rate+10.17 pts vs state
11.00%Median rate+4.18 pts vs state
Rate spread (pts)
Median applicant income
23Loans originated
5Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237342.9%8.00%#269
2024211514.3%9.99%#183
2025322315.6%11.00%#158

What ABL RPC Residential Credit Acquisition lends in New Hampshire

By loan purpose

Home purchase 4 13% · 0.0% denied
Refinance 4 13% · 25.0% denied
Cash-out refinance 6 19% · 33.3% denied
Home improvement 18 56% · 11.1% denied

By loan type

Conventional 32 100% · 15.6% denied

Why it denied New Hampshire applicants

Incomplete application 3 60%
Collateral 2 40%

Where in New Hampshire

Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Belknap County 1162 18.2%
Hillsborough County 10100 0.0%
Merrimack County 651 16.7%
Rockingham County 312 66.7%
Carroll County 110 0.0%
Cheshire County 100 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 32 applications in 2025, of which 23 were originated and 5 denied.

15.6% of all applications, or 15.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans ABL RPC Residential Credit Acquisition originated in New Hampshire in 2025 was 11.00%, against a statewide median of 6.82%.

About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology