A&D Mortgage in Louisiana vs the state
9.6%Denial rate-12.55 pts vs state
15.2%Decision denial rate-13.00 pts vs state
51.9%Origination rate-0.05 pts vs state
6.99%Median rate+0.37 pts vs state
0.20Rate spread (pts)-0.16 pts vs state
$137kMedian applicant income
27Loans originated
5Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 6 | 13.3% | 8.74% | #356 |
| 2024 | 17 | 4 | 17.7% | 8.49% | #327 |
| 2025 | 52 | 27 | 9.6% | 6.99% | #249 |
What A&D Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 13 | 9 | 1 | 7.7% |
| East Baton Rouge Parish | 11 | 4 | 2 | 18.2% |
| Jefferson Parish | 10 | 5 | 0 | 0.0% |
| Ascension Parish | 3 | 1 | 1 | 33.3% |
| Lafayette Parish | 2 | 1 | 0 | 0.0% |
| Calcasieu Parish | 2 | 0 | 0 | 0.0% |
| St. Landry Parish | 2 | 1 | 0 | 0.0% |
| Terrebonne Parish | 2 | 2 | 0 | 0.0% |
| St. Tammany Parish | 2 | 2 | 0 | 0.0% |
| Ouachita Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 52 applications in 2025, of which 27 were originated and 5 denied.
9.6% of all applications, or 15.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans A&D Mortgage originated in Louisiana in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology