Largest lenders in Martin County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 128 | 42 | 32.0% | 9.54% |
| 2 | Triad Financial Services | D | 30 | 11 | 33.3% | 9.55% |
| 3 | Rocket Mortgage | C | 16 | 11 | 31.3% | 6.88% |
| 4 | Kind Lending | C | 14 | 12 | 7.1% | 6.50% |
| 5 | Primelending, a Plainscapital | A | 12 | 10 | 0.0% | 6.63% |
| 6 | AMWEST Funding | C | 9 | 8 | 0.0% | 6.63% |
| 7 | Cardinal Financial Company, Limited Partnership | B | 8 | 6 | 12.5% | 6.94% |
| 8 | Southwest Stage Funding | F | 8 | 1 | 12.5% | 10.95% |
| 9 | Vanderbilt Mortgage and Finance | F | 7 | 4 | 28.6% | 11.62% |
| 10 | United Shore Financial Services | B | 6 | 5 | 16.7% | 6.00% |
Best approval odds in Martin County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 85 | 48.2% |
What Martin County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Martin County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 195 | 95 | 29.7% | 7.38% | $155,000 |
| 2024 | 253 | 88 | 29.6% | 8.42% | $185,000 |
| 2025 | 341 | 156 | 24.6% | 7.13% | $185,000 |
Frequently asked questions
24.6% of applications in Martin County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 128 applications in 2025 and a denial rate of 32.0%.
The median mortgage application in Martin County in 2025 was for $185,000; the median property value on originated loans was $270,000.