AMWEST Funding in Texas vs the state
4.1%Denial rate-15.38 pts vs state
6.0%Decision denial rate-18.92 pts vs state
63.6%Origination rate+8.69 pts vs state
6.88%Median rate+0.38 pts vs state
0.58Rate spread (pts)+0.39 pts vs state
$146kMedian applicant income
1,476Loans originated
94Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,488 | 838 | 5.2% | 8.00% | #112 |
| 2024 | 1,662 | 1,020 | 5.4% | 7.38% | #107 |
| 2025 | 2,322 | 1,476 | 4.1% | 6.88% | #86 |
What AMWEST Funding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 599 | 378 | 24 | 4.0% |
| Fort Bend County | 265 | 173 | 15 | 5.7% |
| Collin County | 166 | 114 | 4 | 2.4% |
| Dallas County | 160 | 98 | 6 | 3.8% |
| Montgomery County | 142 | 104 | 1 | 0.7% |
| Tarrant County | 142 | 103 | 2 | 1.4% |
| Travis County | 94 | 55 | 5 | 5.3% |
| Denton County | 93 | 59 | 2 | 2.2% |
| Bexar County | 89 | 46 | 4 | 4.5% |
| Williamson County | 64 | 35 | 4 | 6.3% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 2,322 applications in 2025, of which 1,476 were originated and 94 denied.
4.1% of all applications, or 6.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans AMWEST Funding originated in Texas in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology