Largest lenders in Marion County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 56 | 13 | 48.2% | 9.90% |
| 2 | Vanderbilt Mortgage and Finance | F | 39 | 5 | 41.0% | 10.25% |
| 3 | Triad Financial Services | D | 28 | 2 | 60.7% | 10.51% |
| 4 | Rocket Mortgage | C | 19 | 10 | 42.1% | 7.12% |
| 5 | Eastman Credit Union | D | 11 | 6 | 27.3% | 7.38% |
| 6 | Credit Human Federal Credit Union | D | 10 | 0 | 80.0% | — |
| 7 | The First National Bank of Hughes Springs | A | 8 | 5 | 25.0% | — |
| 8 | EAST TEXAS PROFESSIONAL Credit Union | D | 6 | 4 | 16.7% | 7.44% |
| 9 | United Shore Financial Services | B | 6 | 3 | 0.0% | 7.00% |
| 10 | Mortgage Research Center | C | 6 | 4 | 0.0% | 6.38% |
| 11 | Navy Federal Credit Union | D | 6 | 2 | 50.0% | 8.27% |
| 12 | Southwest Stage Funding | F | 6 | 4 | 0.0% | 7.75% |
| 13 | Cadence Bank | B | 5 | 0 | 80.0% | — |
| 14 | Fairway Independent Mortgage | B | 5 | 3 | 20.0% | 7.25% |
| 15 | Broker Solutions | D | 5 | 2 | 20.0% | 7.50% |
| 16 | VeraBank | C | 5 | 3 | 40.0% | 7.88% |
What Marion County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Marion County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 374 | 126 | 35.3% | 7.25% | $125,000 |
| 2024 | 331 | 121 | 33.5% | 7.43% | $125,000 |
| 2025 | 354 | 128 | 35.0% | 7.25% | $145,000 |
Frequently asked questions
35.0% of applications in Marion County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 56 applications in 2025 and a denial rate of 48.2%.
The median mortgage application in Marion County in 2025 was for $145,000; the median property value on originated loans was $225,000.