Largest lenders in Marlboro County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 119 | 27 | 41.2% | 9.81% |
| 2 | Vanderbilt Mortgage and Finance | F | 50 | 5 | 52.0% | 10.54% |
| 3 | Rocket Mortgage | C | 36 | 23 | 25.0% | 6.50% |
| 4 | Triad Financial Services | D | 24 | 11 | 29.2% | 8.48% |
| 5 | First-Citizens Bank & Trust | B | 19 | 15 | 15.8% | 6.38% |
| 6 | Broker Solutions | D | 16 | 5 | 0.0% | 7.13% |
| 7 | Founders Federal Credit Union | D | 16 | 10 | 25.0% | 6.69% |
| 8 | Mortgage Research Center | C | 13 | 9 | 15.4% | 6.75% |
| 9 | State Employees' | C | 12 | 5 | 33.3% | 6.50% |
| 10 | Loandepot.Com | D | 12 | 6 | 50.0% | 7.06% |
| 11 | Crosscountry Mortgage | B | 11 | 9 | 0.0% | 6.75% |
| 12 | Freedom Mortgage | B | 11 | 4 | 18.2% | 6.25% |
| 13 | United Shore Financial Services | B | 10 | 7 | 10.0% | 6.10% |
| 14 | S. C. State Federal Credit Union | A | 9 | 5 | 44.4% | 4.50% |
| 15 | Navy Federal Credit Union | D | 7 | 2 | 42.9% | 10.00% |
| 16 | Truist Bank | C | 6 | 1 | 66.7% | 5.99% |
| 17 | New Day Financial | F | 6 | 2 | 66.7% | 7.37% |
| 18 | Safe Federal Credit Union | C | 6 | 2 | 16.7% | 6.38% |
| 19 | SPC Credit Union | – | 6 | 3 | 16.7% | 6.63% |
| 20 | Pennymac Loan Services | C | 5 | 1 | 40.0% | 7.99% |
| 21 | AmeriSave Mortgage | D | 5 | 1 | 80.0% | 7.75% |
| 22 | Alcova Mortgage | A | 5 | 4 | 20.0% | 6.69% |
| 23 | Southwest Stage Funding | F | 5 | 3 | 0.0% | 8.65% |
Best approval odds in Marlboro County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 77 | 63.6% |
What Marlboro County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Marlboro County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 554 | 169 | 42.6% | 7.25% | $115,000 |
| 2024 | 514 | 187 | 36.8% | 7.00% | $115,000 |
| 2025 | 534 | 225 | 30.7% | 6.99% | $115,000 |
Frequently asked questions
30.7% of applications in Marlboro County were denied in 2025, against 18.3% statewide in South Carolina.
21st Mortgage, with 119 applications in 2025 and a denial rate of 41.2%.
The median mortgage application in Marlboro County in 2025 was for $115,000; the median property value on originated loans was $165,000.