Largest lenders in Lee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 93 | 16 | 43.0% | 10.32% |
| 2 | Vanderbilt Mortgage and Finance | F | 69 | 11 | 47.8% | 10.80% |
| 3 | Safe Federal Credit Union | C | 24 | 16 | 25.0% | 6.38% |
| 4 | Triad Financial Services | D | 20 | 2 | 50.0% | 9.48% |
| 5 | Southwest Stage Funding | F | 16 | 5 | 12.5% | 8.15% |
| 6 | Rocket Mortgage | C | 11 | 9 | 9.1% | 6.50% |
| 7 | First-Citizens Bank & Trust | B | 10 | 5 | 40.0% | 5.99% |
| 8 | Tammac Holdings | D | 9 | 0 | 77.8% | — |
| 9 | United Shore Financial Services | B | 7 | 5 | 14.3% | 5.63% |
| 10 | United Community Bank | B | 6 | 2 | 33.3% | 7.06% |
| 11 | Synovus Bank | D | 6 | 2 | 50.0% | 8.80% |
| 12 | Freedom Mortgage | B | 6 | 3 | 0.0% | 5.75% |
| 13 | Newrez | D | 6 | 1 | 33.3% | 7.50% |
| 14 | Mortgage Research Center | C | 6 | 4 | 0.0% | 6.12% |
| 15 | AmeriSave Mortgage | D | 5 | 2 | 60.0% | 6.44% |
| 16 | Crosscountry Mortgage | B | 5 | 1 | 0.0% | 5.75% |
| 17 | Allsouth Federal Credit Union | F | 5 | 0 | 40.0% | — |
| 18 | Gateway First Bank | B | 5 | 4 | 0.0% | 5.88% |
Best approval odds in Lee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 57 | 70.2% |
What Lee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 365 | 125 | 41.1% | 7.13% | $105,000 |
| 2024 | 352 | 130 | 36.1% | 6.99% | $115,000 |
| 2025 | 427 | 145 | 33.7% | 6.88% | $125,000 |
Frequently asked questions
33.7% of applications in Lee County were denied in 2025, against 18.3% statewide in South Carolina.
21st Mortgage, with 93 applications in 2025 and a denial rate of 43.0%.
The median mortgage application in Lee County in 2025 was for $125,000; the median property value on originated loans was $185,000.