Synovus Bank in South Carolina vs the state
17.6%Denial rate-0.71 pts vs state
20.1%Decision denial rate-3.37 pts vs state
67.2%Origination rate+10.55 pts vs state
7.20%Median rate+0.70 pts vs state
0.42Rate spread (pts)+0.20 pts vs state
$133kMedian applicant income
458Loans originated
120Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 975 | 633 | 18.1% | 8.23% | #51 |
| 2024 | 687 | 421 | 19.8% | 8.05% | #74 |
| 2025 | 682 | 458 | 17.6% | 7.20% | #81 |
What Synovus Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Synovus Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 122 | 71 | 31 | 25.4% |
| Richland County | 110 | 76 | 18 | 16.4% |
| Lexington County | 77 | 54 | 11 | 14.3% |
| Beaufort County | 63 | 42 | 11 | 17.5% |
| Horry County | 57 | 43 | 7 | 12.3% |
| Greenville County | 55 | 41 | 9 | 16.4% |
| Sumter County | 30 | 18 | 5 | 16.7% |
| Spartanburg County | 26 | 20 | 4 | 15.4% |
| Kershaw County | 25 | 21 | 2 | 8.0% |
| Berkeley County | 20 | 7 | 9 | 45.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 682 applications in 2025, of which 458 were originated and 120 denied.
17.6% of all applications, or 20.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Synovus Bank originated in South Carolina in 2025 was 7.20%, against a statewide median of 6.50%.
About this data. Figures are Synovus Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology