Largest lenders in Monroe County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Citizens National Bank of Woodsfield | – | 51 | 44 | 0.0% | — |
| 2 | Bayer Heritage Credit Union | B | 26 | 17 | 23.1% | 6.00% |
| 3 | Woodsfield Savings Bank | – | 22 | 16 | 0.0% | — |
| 4 | WesBanco Bank | B | 20 | 9 | 25.0% | 6.50% |
| 5 | Rocket Mortgage | C | 17 | 10 | 29.4% | 6.38% |
| 6 | Mortgage Research Center | C | 17 | 5 | 35.3% | 6.50% |
| 7 | Ohio Valley Community Federal Credit Union | – | 12 | 9 | 16.7% | 6.13% |
| 8 | AmeriSave Mortgage | D | 8 | 2 | 62.5% | 6.81% |
| 9 | NFM | A | 7 | 6 | 0.0% | 6.81% |
| 10 | Spring Eq | D | 6 | 1 | 66.7% | 11.10% |
| 11 | Broker Solutions | D | 5 | 3 | 0.0% | 6.75% |
| 12 | Farm Credit Mid-America | D | 5 | 4 | 0.0% | 7.25% |
| 13 | The Huntington National Bank | D | 5 | 3 | 40.0% | 6.50% |
What Monroe County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Monroe County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 253 | 146 | 18.6% | 6.88% | $95,000 |
| 2024 | 280 | 175 | 17.5% | 6.63% | $105,000 |
| 2025 | 298 | 171 | 18.1% | 6.50% | $135,000 |
Frequently asked questions
18.1% of applications in Monroe County were denied in 2025, against 17.7% statewide in Ohio.
The Citizens National Bank of Woodsfield, with 51 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Monroe County in 2025 was for $135,000; the median property value on originated loans was $205,000.