Largest lenders in Grant County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Guild Mortgage | A | 85 | 56 | 7.1% | 6.63% |
| 2 | Rocket Mortgage | C | 71 | 42 | 32.4% | 6.93% |
| 3 | 21st Mortgage | F | 50 | 13 | 44.0% | 10.16% |
| 4 | Click n' Close | C | 28 | 15 | 3.6% | 6.13% |
| 5 | Pennymac Loan Services | C | 20 | 12 | 10.0% | 6.50% |
| 6 | Van Dyk Mortgage | B | 17 | 7 | 5.9% | 6.63% |
| 7 | United Shore Financial Services | B | 17 | 14 | 5.9% | 6.31% |
| 8 | Vanderbilt Mortgage and Finance | F | 16 | 2 | 56.3% | 8.50% |
| 9 | Loandepot.Com | D | 15 | 8 | 26.7% | 6.38% |
| 10 | First Financial Credit Union | D | 15 | 11 | 6.7% | 7.00% |
| 11 | Mortgage Research Center | C | 14 | 11 | 7.1% | 6.50% |
| 12 | AmeriSave Mortgage | D | 12 | 3 | 75.0% | 7.50% |
| 13 | Newrez | D | 12 | 4 | 16.7% | 6.12% |
| 14 | Freedom Mortgage | B | 11 | 4 | 9.1% | 6.00% |
| 15 | Primary Residential Mortgage | C | 11 | 7 | 0.0% | 7.25% |
| 16 | CMG Mortgage | A | 10 | 2 | 0.0% | 7.31% |
| 17 | Kind Lending | C | 9 | 6 | 22.2% | 6.88% |
| 18 | Nationstar Mortgage | C | 9 | 6 | 11.1% | 7.62% |
| 19 | Coastal Community Bank | C | 9 | 2 | 0.0% | 9.87% |
| 20 | Waterstone Mortgage | C | 8 | 4 | 0.0% | 7.06% |
| 21 | Broker Solutions | D | 8 | 2 | 12.5% | 6.81% |
| 22 | Nusenda | D | 8 | 7 | 12.5% | 7.38% |
| 23 | Primelending, a Plainscapital | A | 8 | 3 | 25.0% | 7.13% |
| 24 | Wells Fargo Bank | B | 7 | 4 | 0.0% | 6.63% |
| 25 | Bank of America | F | 7 | 2 | 42.9% | 5.87% |
Best approval odds in Grant County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Guild Mortgage | 72 | 8.3% |
| 2 | Rocket Mortgage | 67 | 34.3% |
What Grant County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Grant County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 599 | 303 | 19.0% | 6.88% | $155,000 |
| 2024 | 695 | 334 | 19.1% | 6.88% | $155,000 |
| 2025 | 694 | 343 | 21.0% | 6.75% | $155,000 |
Frequently asked questions
21.0% of applications in Grant County were denied in 2025, against 18.6% statewide in New Mexico.
Guild Mortgage, with 85 applications in 2025 and a denial rate of 7.1%.
The median mortgage application in Grant County in 2025 was for $155,000; the median property value on originated loans was $255,000.