Van Dyk Mortgage in New Mexico vs the state
3.2%Denial rate-15.37 pts vs state
5.5%Decision denial rate-19.21 pts vs state
55.9%Origination rate+2.57 pts vs state
6.38%Median rate-0.25 pts vs state
0.23Rate spread (pts)-0.15 pts vs state
$89kMedian applicant income
104Loans originated
6Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 121 | 76 | 2.5% | 6.88% | #92 |
| 2024 | 95 | 55 | 1.1% | 6.63% | #97 |
| 2025 | 186 | 104 | 3.2% | 6.38% | #81 |
What Van Dyk Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Van Dyk Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 88 | 54 | 2 | 2.3% |
| Sandoval County | 35 | 23 | 1 | 2.9% |
| Grant County | 17 | 7 | 1 | 5.9% |
| Luna County | 7 | 3 | 0 | 0.0% |
| Valencia County | 7 | 5 | 1 | 14.3% |
| Torrance County | 6 | 4 | 0 | 0.0% |
| Santa Fe County | 4 | 2 | 0 | 0.0% |
| Rio Arriba County | 4 | 2 | 0 | 0.0% |
| Catron County | 3 | 1 | 1 | 33.3% |
| Socorro County | 3 | 0 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 186 applications in 2025, of which 104 were originated and 6 denied.
3.2% of all applications, or 5.5% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Van Dyk Mortgage originated in New Mexico in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology