Largest lenders in Deer Lodge County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Glacier Bank | D | 59 | 40 | 18.6% | 6.81% |
| 2 | Guild Mortgage | A | 29 | 24 | 6.9% | 6.63% |
| 3 | Rocket Mortgage | C | 26 | 19 | 15.4% | 6.50% |
| 4 | United Shore Financial Services | B | 21 | 16 | 4.8% | 6.53% |
| 5 | Wells Fargo Bank | B | 9 | 6 | 11.1% | 6.06% |
| 6 | AmeriSave Mortgage | D | 9 | 2 | 55.6% | 7.88% |
| 7 | Union Home Mortgage | B | 9 | 8 | 0.0% | 6.69% |
| 8 | Stockman Bank of Montana | B | 9 | 6 | 0.0% | 6.94% |
| 9 | Bank of America | F | 7 | 2 | 28.6% | 6.56% |
| 10 | Mountain America Federal Credit Union | D | 7 | 1 | 42.9% | 5.88% |
| 11 | First Montana Bank | – | 7 | 7 | 0.0% | — |
| 12 | U.S. Bank | D | 6 | 2 | 33.3% | 5.81% |
| 13 | New Day Financial | F | 6 | 0 | 0.0% | — |
| 14 | Broker Solutions | D | 6 | 1 | 0.0% | 7.25% |
| 15 | Opportunity Bank of Montana | B | 6 | 4 | 16.7% | 6.50% |
| 16 | Calcon Mutual Mortgage | D | 5 | 5 | 0.0% | 7.88% |
Best approval odds in Deer Lodge County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Glacier Bank | 51 | 21.6% |
What Deer Lodge County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Deer Lodge County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 300 | 170 | 15.3% | 6.99% | $175,000 |
| 2024 | 327 | 175 | 22.6% | 6.75% | $165,000 |
| 2025 | 324 | 211 | 13.9% | 6.63% | $185,000 |
Frequently asked questions
13.9% of applications in Deer Lodge County were denied in 2025, against 14.8% statewide in Montana.
Glacier Bank, with 59 applications in 2025 and a denial rate of 18.6%.
The median mortgage application in Deer Lodge County in 2025 was for $185,000; the median property value on originated loans was $305,000.