First Montana Bank in Montana vs the state
2.0%Denial rate-12.86 pts vs state
2.5%Decision denial rate-16.20 pts vs state
76.5%Origination rate+14.49 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
39Loans originated
1Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 119 | 105 | 2.5% | — | #48 |
| 2024 | 70 | 39 | 8.6% | — | #71 |
| 2025 | 51 | 39 | 2.0% | — | #95 |
What First Montana Bank lends in Montana
By loan purpose
By loan type
Where in Montana
Counties with the most First Montana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Silver Bow County | 14 | 11 | 0 | 0.0% |
| Lincoln County | 9 | 8 | 1 | 11.1% |
| Deer Lodge County | 7 | 7 | 0 | 0.0% |
| Missoula County | 7 | 4 | 0 | 0.0% |
| Flathead County | 3 | 0 | 0 | 0.0% |
| Gallatin County | 2 | 2 | 0 | 0.0% |
| Wheatland County | 2 | 0 | 0 | 0.0% |
| Park County | 2 | 2 | 0 | 0.0% |
| Powell County | 1 | 1 | 0 | 0.0% |
| Broadwater County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 51 applications in 2025, of which 39 were originated and 1 denied.
2.0% of all applications, or 2.5% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Montana Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology