Largest lenders in Taylor County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Community Trust Bank | B | 83 | 74 | 8.4% | 7.38% |
| 2 | Abound Federal Credit Union | C | 60 | 36 | 16.7% | 7.00% |
| 3 | Stockton Mortgage | D | 45 | 32 | 11.1% | 6.38% |
| 4 | Forcht Bank | D | 39 | 22 | 20.5% | 6.75% |
| 5 | Rocket Mortgage | C | 27 | 16 | 29.6% | 6.50% |
| 6 | Vanderbilt Mortgage and Finance | F | 25 | 2 | 48.0% | 8.37% |
| 7 | Mortgage Research Center | C | 21 | 12 | 14.3% | 6.56% |
| 8 | 21st Mortgage | F | 19 | 5 | 47.4% | 9.22% |
| 9 | United Shore Financial Services | B | 16 | 13 | 0.0% | 6.00% |
| 10 | CMG Mortgage | A | 14 | 13 | 7.1% | 5.99% |
| 11 | Tammac Holdings | D | 14 | 0 | 100.0% | — |
| 12 | Triad Financial Services | D | 14 | 2 | 71.4% | 10.46% |
| 13 | U.S. Bank | D | 10 | 2 | 70.0% | 7.36% |
| 14 | Park Lane Finance Solutions | F | 10 | 0 | 90.0% | — |
| 15 | Village Capital & Investment | C | 9 | 2 | 0.0% | 5.50% |
| 16 | Magnolia Bank | C | 9 | 6 | 11.1% | 6.38% |
| 17 | Pennymac Loan Services | C | 7 | 2 | 0.0% | 5.56% |
| 18 | Crosscountry Mortgage | B | 7 | 6 | 0.0% | 7.24% |
| 19 | Broker Solutions | D | 6 | 4 | 0.0% | 6.06% |
| 20 | Commonwealth | C | 6 | 3 | 33.3% | 7.00% |
| 21 | Navy Federal Credit Union | D | 6 | 1 | 83.3% | 5.63% |
| 22 | USAA Federal Savings Bank | C | 5 | 2 | 40.0% | 6.19% |
| 23 | AmeriSave Mortgage | D | 5 | 0 | 60.0% | — |
| 24 | Equity Prime Mortgage | D | 5 | 1 | 20.0% | 6.63% |
| 25 | Coastal Community Bank | C | 5 | 1 | 0.0% | 12.49% |
Best approval odds in Taylor County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community Trust Bank | 81 | 8.6% |
What Taylor County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Taylor County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 506 | 304 | 21.7% | 6.99% | $115,000 |
| 2024 | 591 | 331 | 24.7% | 6.99% | $125,000 |
| 2025 | 601 | 320 | 24.8% | 6.63% | $145,000 |
Frequently asked questions
24.8% of applications in Taylor County were denied in 2025, against 18.8% statewide in Kentucky.
Community Trust Bank, with 83 applications in 2025 and a denial rate of 8.4%.
The median mortgage application in Taylor County in 2025 was for $145,000; the median property value on originated loans was $235,000.