CMG Mortgage in Kentucky vs the state
5.4%Denial rate-13.43 pts vs state
7.3%Decision denial rate-16.23 pts vs state
62.0%Origination rate+3.99 pts vs state
6.63%Median rate-0.13 pts vs state
0.29Rate spread (pts)-0.02 pts vs state
$94kMedian applicant income
196Loans originated
17Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 126 | 2.3% | 6.81% | #137 |
| 2024 | 161 | 101 | 3.7% | 6.75% | #146 |
| 2025 | 316 | 196 | 5.4% | 6.63% | #106 |
What CMG Mortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 77 | 52 | 4 | 5.2% |
| Hardin County | 22 | 9 | 4 | 18.2% |
| Taylor County | 14 | 13 | 1 | 7.1% |
| Fayette County | 14 | 9 | 1 | 7.1% |
| Shelby County | 13 | 8 | 1 | 7.7% |
| Boone County | 10 | 7 | 1 | 10.0% |
| Oldham County | 10 | 8 | 1 | 10.0% |
| Christian County | 8 | 4 | 0 | 0.0% |
| Simpson County | 7 | 4 | 1 | 14.3% |
| Lincoln County | 7 | 5 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 316 applications in 2025, of which 196 were originated and 17 denied.
5.4% of all applications, or 7.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans CMG Mortgage originated in Kentucky in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology