Abound Federal Credit Union in Kentucky vs the state
14.8%Denial rate-3.97 pts vs state
18.7%Decision denial rate-4.78 pts vs state
64.4%Origination rate+6.34 pts vs state
7.00%Median rate+0.25 pts vs state
-0.08Rate spread (pts)-0.39 pts vs state
$100kMedian applicant income
1,388Loans originated
320Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,405 | 1,026 | 15.3% | 8.00% | #26 |
| 2024 | 1,650 | 1,115 | 14.2% | 8.25% | #22 |
| 2025 | 2,156 | 1,388 | 14.8% | 7.00% | #19 |
What Abound Federal Credit Union lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Abound Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hardin County | 543 | 352 | 65 | 12.0% |
| Jefferson County | 203 | 133 | 23 | 11.3% |
| Warren County | 195 | 140 | 33 | 16.9% |
| Nelson County | 151 | 102 | 18 | 11.9% |
| Meade County | 131 | 89 | 22 | 16.8% |
| Larue County | 103 | 79 | 7 | 6.8% |
| Grayson County | 86 | 51 | 14 | 16.3% |
| Bullitt County | 80 | 58 | 10 | 12.5% |
| Boyle County | 76 | 57 | 11 | 14.5% |
| Barren County | 70 | 45 | 13 | 18.6% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 2,156 applications in 2025, of which 1,388 were originated and 320 denied.
14.8% of all applications, or 18.7% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Abound Federal Credit Union originated in Kentucky in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Abound Federal Credit Union's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology