Largest lenders in Larue County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Abound Federal Credit Union | C | 103 | 79 | 6.8% | 7.25% |
| 2 | The Lincoln National Bank of Hodgenville | B | 70 | 56 | 11.4% | — |
| 3 | West Point Bank | B | 37 | 31 | 10.8% | — |
| 4 | Vanderbilt Mortgage and Finance | F | 24 | 1 | 50.0% | 9.25% |
| 5 | South Central Bank | B | 21 | 18 | 0.0% | 6.81% |
| 6 | Bank of Buffalo | – | 19 | 19 | 0.0% | 8.00% |
| 7 | The Cecilian Bank | C | 18 | 14 | 16.7% | 7.33% |
| 8 | United Shore Financial Services | B | 18 | 14 | 0.0% | 6.12% |
| 9 | Rocket Mortgage | C | 17 | 12 | 17.7% | 6.68% |
| 10 | Mortgage Research Center | C | 15 | 12 | 13.3% | 6.19% |
| 11 | Magnolia Bank | C | 14 | 11 | 7.1% | 6.70% |
| 12 | Freedom Mortgage | B | 12 | 6 | 8.3% | 6.25% |
| 13 | Pennymac Loan Services | C | 11 | 5 | 9.1% | 6.50% |
| 14 | Everett Financial | C | 11 | 6 | 9.1% | 5.94% |
| 15 | Northpointe Bank | C | 10 | 8 | 0.0% | 6.93% |
| 16 | Stockton Mortgage | D | 10 | 8 | 0.0% | 7.19% |
| 17 | New Day Financial | F | 9 | 2 | 11.1% | 6.80% |
| 18 | Community Trust Bank | B | 9 | 8 | 0.0% | 7.25% |
| 19 | PNC Bank | D | 8 | 5 | 25.0% | 7.38% |
| 20 | 21st Mortgage | F | 8 | 1 | 37.5% | 10.60% |
| 21 | Navy Federal Credit Union | D | 8 | 4 | 12.5% | 6.69% |
| 22 | Wilson & Muir Bank & Trust | A | 7 | 6 | 0.0% | — |
| 23 | German American Bank | A | 7 | 6 | 14.3% | 6.50% |
| 24 | WesBanco Bank | B | 6 | 5 | 0.0% | 6.50% |
| 25 | U.S. Bank | D | 6 | 3 | 33.3% | 8.13% |
Best approval odds in Larue County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Abound Federal Credit Union | 86 | 8.1% |
| 2 | The Lincoln National Bank of Hodgenville | 66 | 12.1% |
What Larue County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Larue County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 515 | 309 | 19.2% | 7.25% | $125,000 |
| 2024 | 485 | 324 | 13.6% | 7.00% | $155,000 |
| 2025 | 603 | 404 | 13.3% | 6.75% | $165,000 |
Frequently asked questions
13.3% of applications in Larue County were denied in 2025, against 18.8% statewide in Kentucky.
Abound Federal Credit Union, with 103 applications in 2025 and a denial rate of 6.8%.
The median mortgage application in Larue County in 2025 was for $165,000; the median property value on originated loans was $255,000.