The Lincoln National Bank of Hodgenville in Kentucky vs the state
6.6%Denial rate-12.26 pts vs state
6.9%Decision denial rate-16.61 pts vs state
84.7%Origination rate+26.68 pts vs state
—Median rate
—Rate spread (pts)
$92kMedian applicant income
194Loans originated
15Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 216 | 6.1% | — | #102 |
| 2024 | 247 | 205 | 5.3% | — | #114 |
| 2025 | 229 | 194 | 6.6% | — | #131 |
What The Lincoln National Bank of Hodgenville lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most The Lincoln National Bank of Hodgenville applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Nelson County | 81 | 72 | 3 | 3.7% |
| Larue County | 70 | 56 | 8 | 11.4% |
| Hart County | 17 | 16 | 0 | 0.0% |
| Green County | 13 | 10 | 2 | 15.4% |
| Hardin County | 10 | 7 | 0 | 0.0% |
| Bullitt County | 9 | 9 | 0 | 0.0% |
| Jefferson County | 8 | 7 | 0 | 0.0% |
| Washington County | 5 | 5 | 0 | 0.0% |
| Marion County | 3 | 3 | 0 | 0.0% |
| Grayson County | 3 | 2 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 229 applications in 2025, of which 194 were originated and 15 denied.
6.6% of all applications, or 6.9% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Lincoln National Bank of Hodgenville's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology