Green County, Kentucky · 2025

Mortgage lenders in Green County, KY: denial rates and top lenders (2025)

74 lenders acted on 301 mortgage applications for properties in Green County in 2025. 18.3% were denied (Kentucky: 18.8%). Median rate on closed loans 6.88%; median loan $115,000; median property value $195,000.

301Applications
18.3%Denial ratestate 18.8%
6.88%Median ratestate 6.75%
$115,000Median loan
$195,000Median property value

Largest lenders in Green County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Community Trust Bank B 6355 11.1%7.50%
2 Abound Federal Credit Union C 2216 13.6%6.75%
3 Forcht Bank D 1911 10.5%6.75%
4 Vanderbilt Mortgage and Finance F 196 36.8%9.13%
5 United Shore Financial Services B 1512 13.3%6.00%
6 The Lincoln National Bank of Hodgenville B 1310 15.4%
7 Peoples Bank C 128 16.7%7.24%
8 Stockton Mortgage D 118 0.0%6.94%
9 Rocket Mortgage C 94 33.3%6.88%
10 Mortgage Research Center C 82 0.0%6.44%
11 Loandepot.Com D 75 28.6%6.99%
12 21st Mortgage F 62 50.0%10.39%
13 Edmonton State Bank C 52 20.0%
14 Navy Federal Credit Union D 53 40.0%9.50%

Best approval odds in Green County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Community Trust Bank6211.3%

What Green County borrowers applied for

By loan purpose

Home purchase 139 46% · 15.8% denied
Refinance 45 15% · 17.8% denied
Cash-out refinance 50 17% · 26.0% denied
Home improvement 38 13% · 15.8% denied
Other / HELOC 29 10% · 20.7% denied

By loan type

Conventional 218 72% · 20.2% denied
FHA 43 14% · 18.6% denied
VA 25 8% · 12.0% denied
USDA / RHS 15 5% · 0.0% denied

Why applications were denied

Credit history 15 28%
Collateral 10 19%
Debt-to-income ratio 10 19%
Unverifiable information 7 13%
Incomplete application 6 11%
Other 4 8%
Insufficient cash 1 2%

Green County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202327815120.9%6.81%$105,000
202430918923.3%7.06%$105,000
202530118618.3%6.88%$115,000

Frequently asked questions

18.3% of applications in Green County were denied in 2025, against 18.8% statewide in Kentucky.

Community Trust Bank, with 63 applications in 2025 and a denial rate of 11.1%.

The median mortgage application in Green County in 2025 was for $115,000; the median property value on originated loans was $195,000.