Largest lenders in Marion County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank | D | 46 | 21 | 28.3% | 8.35% |
| 2 | Stockton Mortgage | D | 43 | 34 | 2.3% | 6.69% |
| 3 | Community Trust Bank | B | 31 | 26 | 9.7% | 7.38% |
| 4 | Northpointe Bank | C | 29 | 25 | 13.8% | 6.38% |
| 5 | Rocket Mortgage | C | 27 | 18 | 22.2% | 6.69% |
| 6 | Vanderbilt Mortgage and Finance | F | 27 | 7 | 37.0% | 9.50% |
| 7 | Abound Federal Credit Union | C | 17 | 4 | 41.2% | 5.94% |
| 8 | Freedom Mortgage | B | 13 | 7 | 7.7% | 6.38% |
| 9 | 21st Mortgage | F | 12 | 3 | 41.7% | 9.46% |
| 10 | University of Kentucky | B | 12 | 3 | 41.7% | 7.74% |
| 11 | United Shore Financial Services | B | 12 | 7 | 16.7% | 6.25% |
| 12 | Broker Solutions | D | 11 | 6 | 0.0% | 6.75% |
| 13 | Coastal Community Bank | C | 10 | 1 | 0.0% | 9.24% |
| 14 | Pennymac Loan Services | C | 9 | 5 | 22.2% | 9.38% |
| 15 | Towne Mortgage | B | 8 | 6 | 12.5% | 6.44% |
| 16 | Mortgage Research Center | C | 8 | 4 | 12.5% | 5.99% |
| 17 | PNC Bank | D | 7 | 3 | 28.6% | 7.44% |
| 18 | Spring Eq | D | 7 | 0 | 71.4% | — |
| 19 | Commonwealth | C | 7 | 4 | 14.3% | 7.44% |
| 20 | Lakeview Loan Servicing | C | 6 | 1 | 50.0% | 6.75% |
| 21 | Central Kentucky Agricultural Credit Association | – | 6 | 6 | 0.0% | 7.45% |
| 22 | Premier Lending | B | 6 | 6 | 0.0% | 5.88% |
| 23 | Fifth Third Bank | D | 5 | 4 | 0.0% | 6.99% |
| 24 | Crosscountry Mortgage | B | 5 | 4 | 0.0% | 6.60% |
| 25 | Fairway Independent Mortgage | B | 5 | 4 | 0.0% | 4.88% |
What Marion County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Marion County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 420 | 225 | 24.3% | 7.00% | $135,000 |
| 2024 | 471 | 281 | 25.1% | 6.85% | $135,000 |
| 2025 | 474 | 261 | 19.6% | 6.75% | $140,000 |
Frequently asked questions
19.6% of applications in Marion County were denied in 2025, against 18.8% statewide in Kentucky.
U.S. Bank, with 46 applications in 2025 and a denial rate of 28.3%.
The median mortgage application in Marion County in 2025 was for $140,000; the median property value on originated loans was $245,000.