Lakeview Loan Servicing in Kentucky vs the state
42.4%Denial rate+23.63 pts vs state
48.2%Decision denial rate+24.72 pts vs state
30.0%Origination rate-28.05 pts vs state
6.50%Median rate-0.25 pts vs state
0.54Rate spread (pts)+0.23 pts vs state
$89kMedian applicant income
248Loans originated
351Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 272 | 75 | 50.4% | 6.13% | #100 |
| 2024 | 563 | 164 | 45.5% | 6.25% | #66 |
| 2025 | 827 | 248 | 42.4% | 6.50% | #53 |
What Lakeview Loan Servicing lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 167 | 28 | 84 | 50.3% |
| Fayette County | 44 | 8 | 22 | 50.0% |
| Hardin County | 39 | 16 | 9 | 23.1% |
| Kenton County | 38 | 13 | 16 | 42.1% |
| Boone County | 34 | 12 | 18 | 52.9% |
| Bullitt County | 28 | 8 | 11 | 39.3% |
| Campbell County | 26 | 10 | 9 | 34.6% |
| Scott County | 23 | 8 | 10 | 43.5% |
| Laurel County | 19 | 4 | 10 | 52.6% |
| Warren County | 19 | 6 | 5 | 26.3% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 827 applications in 2025, of which 248 were originated and 351 denied.
42.4% of all applications, or 48.2% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Lakeview Loan Servicing originated in Kentucky in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology