Broker Solutions in Kentucky vs the state
8.9%Denial rate-9.92 pts vs state
16.0%Decision denial rate-7.54 pts vs state
46.3%Origination rate-11.79 pts vs state
6.63%Median rate-0.13 pts vs state
0.59Rate spread (pts)+0.27 pts vs state
$70kMedian applicant income
1,165Loans originated
224Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 832 | 305 | 10.7% | 6.88% | #49 |
| 2024 | 1,963 | 956 | 9.6% | 6.63% | #18 |
| 2025 | 2,519 | 1,165 | 8.9% | 6.63% | #15 |
What Broker Solutions lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 315 | 126 | 38 | 12.1% |
| Fayette County | 167 | 91 | 12 | 7.2% |
| Pulaski County | 160 | 111 | 6 | 3.8% |
| Madison County | 91 | 56 | 3 | 3.3% |
| Lincoln County | 84 | 42 | 11 | 13.1% |
| Boyle County | 62 | 37 | 3 | 4.8% |
| Kenton County | 58 | 16 | 7 | 12.1% |
| Scott County | 57 | 31 | 3 | 5.3% |
| Christian County | 57 | 36 | 3 | 5.3% |
| Warren County | 54 | 15 | 8 | 14.8% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 2,519 applications in 2025, of which 1,165 were originated and 224 denied.
8.9% of all applications, or 16.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Broker Solutions originated in Kentucky in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology