Largest lenders in Boyle County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Abound Federal Credit Union | C | 76 | 57 | 14.5% | 7.13% |
| 2 | Rocket Mortgage | C | 63 | 45 | 15.9% | 6.99% |
| 3 | Broker Solutions | D | 62 | 37 | 4.8% | 6.00% |
| 4 | Community Trust Bank | B | 48 | 37 | 6.3% | 6.00% |
| 5 | PNC Bank | D | 41 | 24 | 26.8% | 7.42% |
| 6 | Vanderbilt Mortgage and Finance | F | 40 | 3 | 65.0% | 10.99% |
| 7 | Mortgage Research Center | C | 35 | 13 | 14.3% | 6.25% |
| 8 | United Shore Financial Services | B | 33 | 23 | 18.2% | 6.13% |
| 9 | Commonwealth | C | 33 | 20 | 30.3% | 7.25% |
| 10 | Whitaker Bank | B | 33 | 29 | 6.1% | 6.25% |
| 11 | T2 Financial | B | 28 | 22 | 7.1% | 6.44% |
| 12 | JPMorgan Chase Bank | B | 26 | 18 | 7.7% | 6.63% |
| 13 | Stockton Mortgage | D | 22 | 15 | 4.6% | 6.88% |
| 14 | 21st Mortgage | F | 19 | 2 | 42.1% | 10.03% |
| 15 | University of Kentucky | B | 17 | 9 | 17.7% | 7.00% |
| 16 | Freedom Mortgage | B | 17 | 13 | 0.0% | 6.25% |
| 17 | Ark-La-Tex Financial Services, LLC. | A | 17 | 15 | 0.0% | 6.38% |
| 18 | AmeriSave Mortgage | D | 15 | 7 | 40.0% | 6.99% |
| 19 | First Southern National Bank | B | 15 | 13 | 0.0% | 7.25% |
| 20 | Loandepot.Com | D | 14 | 10 | 28.6% | 7.31% |
| 21 | Pennymac Loan Services | C | 12 | 6 | 8.3% | 5.99% |
| 22 | Fifth Third Bank | D | 12 | 7 | 8.3% | 6.97% |
| 23 | U.S. Bank | D | 12 | 8 | 16.7% | 6.18% |
| 24 | Luminate Bank | B | 12 | 8 | 8.3% | 6.50% |
| 25 | Guardian Savings Bank | B | 12 | 10 | 8.3% | 6.44% |
Best approval odds in Boyle County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Abound Federal Credit Union | 68 | 16.2% |
| 2 | Rocket Mortgage | 58 | 17.2% |
What Boyle County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Boyle County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 835 | 493 | 16.4% | 6.80% | $145,000 |
| 2024 | 974 | 557 | 17.8% | 6.88% | $155,000 |
| 2025 | 1,101 | 650 | 18.6% | 6.63% | $165,000 |
Frequently asked questions
18.6% of applications in Boyle County were denied in 2025, against 18.8% statewide in Kentucky.
Abound Federal Credit Union, with 76 applications in 2025 and a denial rate of 14.5%.
The median mortgage application in Boyle County in 2025 was for $165,000; the median property value on originated loans was $265,000.