Park Lane Finance Solutions in Kentucky vs the state
32.9%Denial rate+14.05 pts vs state
34.2%Decision denial rate+10.73 pts vs state
16.2%Origination rate-41.89 pts vs state
11.49%Median rate+4.74 pts vs state
5.98Rate spread (pts)+5.67 pts vs state
$59kMedian applicant income
57Loans originated
116Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 492 | 32 | 26.2% | 11.99% | #74 |
| 2024 | 445 | 37 | 39.1% | 12.24% | #77 |
| 2025 | 353 | 57 | 32.9% | 11.49% | #97 |
What Park Lane Finance Solutions lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Park Lane Finance Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boone County | 68 | 10 | 20 | 29.4% |
| Jefferson County | 46 | 13 | 12 | 26.1% |
| Kenton County | 41 | 7 | 15 | 36.6% |
| Grant County | 33 | 12 | 4 | 12.1% |
| Madison County | 21 | 1 | 7 | 33.3% |
| Bullitt County | 19 | 2 | 8 | 42.1% |
| Carroll County | 18 | 2 | 8 | 44.4% |
| McCracken County | 17 | 2 | 7 | 41.2% |
| Gallatin County | 16 | 2 | 5 | 31.3% |
| Campbell County | 14 | 0 | 4 | 28.6% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 353 applications in 2025, of which 57 were originated and 116 denied.
32.9% of all applications, or 34.2% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Park Lane Finance Solutions originated in Kentucky in 2025 was 11.49%, against a statewide median of 6.75%.
About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology