Largest lenders in Washington County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 46 | 3 | 50.0% | 8.53% |
| 2 | Rocket Mortgage | C | 45 | 32 | 22.2% | 5.99% |
| 3 | 21st Mortgage | F | 40 | 4 | 55.0% | 8.85% |
| 4 | Triad Financial Services | D | 22 | 0 | 63.6% | — |
| 5 | AmeriSave Mortgage | D | 18 | 1 | 66.7% | 5.88% |
| 6 | Mortgage Research Center | C | 13 | 5 | 23.1% | 6.63% |
| 7 | Robins Financial | B | 13 | 7 | 38.5% | 6.25% |
| 8 | Planet Home Lending | B | 11 | 9 | 0.0% | 6.25% |
| 9 | New Day Financial | F | 10 | 1 | 10.0% | 7.37% |
| 10 | Broker Solutions | D | 10 | 0 | 20.0% | — |
| 11 | Navy Federal Credit Union | D | 10 | 5 | 20.0% | 6.00% |
| 12 | Pennymac Loan Services | C | 8 | 6 | 0.0% | 6.06% |
| 13 | United Shore Financial Services | B | 8 | 4 | 12.5% | 6.62% |
| 14 | Newrez | D | 7 | 0 | 42.9% | — |
| 15 | Loandepot.Com | D | 7 | 5 | 14.3% | 6.63% |
| 16 | Southwest Stage Funding | F | 6 | 3 | 0.0% | 7.80% |
| 17 | Wells Fargo Bank | B | 5 | 3 | 40.0% | 6.00% |
| 18 | Southeast Mortgage of Georgia | B | 5 | 3 | 0.0% | 6.75% |
| 19 | Guild Mortgage | A | 5 | 2 | 0.0% | 7.00% |
| 20 | Exchange Bank | C | 5 | 4 | 0.0% | — |
What Washington County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Washington County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 314 | 121 | 34.7% | 6.75% | $145,000 |
| 2024 | 388 | 143 | 36.9% | 6.63% | $145,000 |
| 2025 | 406 | 141 | 32.3% | 6.49% | $135,000 |
Frequently asked questions
32.3% of applications in Washington County were denied in 2025, against 19.2% statewide in Georgia.
Vanderbilt Mortgage and Finance, with 46 applications in 2025 and a denial rate of 50.0%.
The median mortgage application in Washington County in 2025 was for $135,000; the median property value on originated loans was $215,000.