Largest lenders in Sumter County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 64 | 44 | 23.4% | 6.49% |
| 2 | First State Bank | A | 41 | 39 | 2.4% | — |
| 3 | Capital City Home Loans | C | 38 | 30 | 2.6% | 6.63% |
| 4 | 21st Mortgage | F | 33 | 0 | 69.7% | — |
| 5 | Vanderbilt Mortgage and Finance | F | 22 | 2 | 40.9% | 9.50% |
| 6 | Georgia'S Own | F | 21 | 1 | 57.1% | 4.75% |
| 7 | Synovus Bank | D | 19 | 13 | 31.6% | 8.30% |
| 8 | Mortgage Research Center | C | 19 | 11 | 26.3% | 6.25% |
| 9 | United Shore Financial Services | B | 16 | 8 | 25.0% | 6.94% |
| 10 | Navy Federal Credit Union | D | 13 | 4 | 15.4% | 8.06% |
| 11 | Ameris Bank | B | 11 | 8 | 9.1% | 6.38% |
| 12 | AmeriSave Mortgage | D | 10 | 1 | 70.0% | 7.00% |
| 13 | Pennymac Loan Services | C | 9 | 2 | 11.1% | 6.38% |
| 14 | PeoplesSouth Bank | A | 9 | 9 | 0.0% | 7.25% |
| 15 | Freedom Mortgage | B | 9 | 2 | 0.0% | 6.00% |
| 16 | Newrez | D | 9 | 1 | 44.4% | 6.25% |
| 17 | Broker Solutions | D | 9 | 3 | 11.1% | 6.25% |
| 18 | Figure Lending | C | 9 | 2 | 22.2% | 8.00% |
| 19 | Loandepot.Com | D | 7 | 2 | 57.1% | 6.43% |
| 20 | The Peoples Bank of Georgia | B | 7 | 3 | 42.9% | — |
| 21 | JPMorgan Chase Bank | B | 6 | 5 | 16.7% | 6.99% |
| 22 | First State Bank of Blakely | A | 6 | 6 | 0.0% | — |
| 23 | Discover Bank | F | 5 | 0 | 80.0% | — |
| 24 | Wells Fargo Bank | B | 5 | 3 | 20.0% | 7.63% |
| 25 | FirstBank | C | 5 | 0 | 80.0% | — |
Best approval odds in Sumter County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 61 | 24.6% |
What Sumter County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sumter County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 516 | 277 | 24.0% | 6.88% | $115,000 |
| 2024 | 573 | 288 | 26.9% | 7.00% | $115,000 |
| 2025 | 558 | 278 | 24.7% | 6.75% | $135,000 |
Frequently asked questions
24.7% of applications in Sumter County were denied in 2025, against 19.2% statewide in Georgia.
Rocket Mortgage, with 64 applications in 2025 and a denial rate of 23.4%.
The median mortgage application in Sumter County in 2025 was for $135,000; the median property value on originated loans was $225,000.