The Peoples Bank of Georgia in Georgia vs the state
10.4%Denial rate-8.82 pts vs state
10.5%Decision denial rate-14.57 pts vs state
83.2%Origination rate+29.08 pts vs state
—Median rate
—Rate spread (pts)
$94kMedian applicant income
168Loans originated
21Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 192 | 150 | 8.9% | — | #233 |
| 2024 | 166 | 134 | 7.8% | — | #257 |
| 2025 | 202 | 168 | 10.4% | — | #249 |
What The Peoples Bank of Georgia lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most The Peoples Bank of Georgia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Upson County | 54 | 52 | 1 | 1.9% |
| Marion County | 49 | 41 | 3 | 6.1% |
| Schley County | 32 | 19 | 11 | 34.4% |
| Talbot County | 12 | 10 | 1 | 8.3% |
| Harris County | 8 | 7 | 1 | 12.5% |
| Sumter County | 7 | 3 | 3 | 42.9% |
| Taylor County | 6 | 4 | 1 | 16.7% |
| Troup County | 6 | 6 | 0 | 0.0% |
| Lamar County | 6 | 6 | 0 | 0.0% |
| Muscogee County | 5 | 5 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 202 applications in 2025, of which 168 were originated and 21 denied.
10.4% of all applications, or 10.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Peoples Bank of Georgia's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology