First State Bank of Blakely in Georgia vs the state
1.7%Denial rate-17.51 pts vs state
1.7%Decision denial rate-23.35 pts vs state
97.9%Origination rate+43.77 pts vs state
—Median rate
—Rate spread (pts)
$109kMedian applicant income
229Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 213 | 205 | 2.4% | — | #217 |
| 2024 | 226 | 224 | 0.4% | — | #219 |
| 2025 | 234 | 229 | 1.7% | — | #227 |
What First State Bank of Blakely lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most First State Bank of Blakely applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Early County | 53 | 51 | 1 | 1.9% |
| Miller County | 40 | 39 | 1 | 2.5% |
| Dougherty County | 26 | 26 | 0 | 0.0% |
| Decatur County | 25 | 25 | 0 | 0.0% |
| Seminole County | 21 | 21 | 0 | 0.0% |
| Calhoun County | 19 | 18 | 1 | 5.3% |
| Lee County | 13 | 12 | 1 | 7.7% |
| Clay County | 12 | 12 | 0 | 0.0% |
| Sumter County | 6 | 6 | 0 | 0.0% |
| Quitman County | 4 | 4 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 234 applications in 2025, of which 229 were originated and 4 denied.
1.7% of all applications, or 1.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First State Bank of Blakely's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology