Largest lenders in Lee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 115 | 90 | 11.3% | 6.50% |
| 2 | Georgia Community Bank | A | 83 | 83 | 0.0% | — |
| 3 | Navy Federal Credit Union | D | 83 | 47 | 18.1% | 8.25% |
| 4 | Pennymac Loan Services | C | 75 | 48 | 6.7% | 6.25% |
| 5 | Renasant Bank | B | 65 | 59 | 4.6% | 6.75% |
| 6 | Mortgage Research Center | C | 59 | 36 | 17.0% | 6.38% |
| 7 | United Shore Financial Services | B | 56 | 32 | 12.5% | 6.00% |
| 8 | Ameris Bank | B | 50 | 40 | 4.0% | 6.00% |
| 9 | Freedom Mortgage | B | 48 | 23 | 6.3% | 6.25% |
| 10 | Colony Bank | B | 44 | 32 | 2.3% | 6.50% |
| 11 | Newrez | D | 37 | 19 | 10.8% | 6.50% |
| 12 | Vanderbilt Mortgage and Finance | F | 37 | 3 | 21.6% | 8.99% |
| 13 | Broker Solutions | D | 35 | 19 | 2.9% | 6.63% |
| 14 | Synovus Bank | D | 32 | 21 | 6.3% | 6.63% |
| 15 | Georgia'S Own | F | 31 | 7 | 35.5% | 6.38% |
| 16 | 21st Mortgage | F | 30 | 2 | 53.3% | 9.75% |
| 17 | Flint Community Bank | A | 29 | 28 | 0.0% | — |
| 18 | Regions Bank | C | 28 | 10 | 42.9% | 4.99% |
| 19 | Truist Bank | C | 25 | 14 | 28.0% | 7.07% |
| 20 | Loandepot.Com | D | 21 | 12 | 33.3% | 7.06% |
| 21 | Lakeview Loan Servicing | C | 20 | 7 | 30.0% | 5.99% |
| 22 | Nationstar Mortgage | C | 20 | 17 | 0.0% | 8.25% |
| 23 | Flagstar Bank | C | 19 | 16 | 15.8% | 6.63% |
| 24 | Discover Bank | F | 16 | 5 | 43.8% | 9.13% |
| 25 | New Day Financial | F | 14 | 1 | 35.7% | 7.25% |
Best approval odds in Lee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Georgia Community Bank | 83 | 0.0% |
| 2 | Renasant Bank | 62 | 4.8% |
| 3 | Pennymac Loan Services | 56 | 8.9% |
| 4 | Rocket Mortgage | 107 | 12.2% |
| 5 | Navy Federal Credit Union | 63 | 23.8% |
What Lee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,189 | 692 | 19.3% | 6.88% | $165,000 |
| 2024 | 1,297 | 775 | 19.0% | 6.75% | $185,000 |
| 2025 | 1,466 | 883 | 14.7% | 6.50% | $185,000 |
Frequently asked questions
14.7% of applications in Lee County were denied in 2025, against 19.2% statewide in Georgia.
Rocket Mortgage, with 115 applications in 2025 and a denial rate of 11.3%.
The median mortgage application in Lee County in 2025 was for $185,000; the median property value on originated loans was $285,000.