Largest lenders in Screven County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 64 | 8 | 53.1% | 9.74% |
| 2 | Truist Bank | C | 34 | 12 | 44.1% | 8.12% |
| 3 | Vanderbilt Mortgage and Finance | F | 32 | 2 | 28.1% | 10.50% |
| 4 | Rocket Mortgage | C | 27 | 16 | 25.9% | 6.69% |
| 5 | Bank of Newington | B | 16 | 15 | 6.3% | — |
| 6 | Mortgage Research Center | C | 13 | 6 | 15.4% | 6.63% |
| 7 | AgFirst Farm Credit Bank | C | 10 | 9 | 10.0% | 6.75% |
| 8 | Broker Solutions | D | 10 | 3 | 0.0% | 6.75% |
| 9 | United Shore Financial Services | B | 9 | 8 | 11.1% | 6.31% |
| 10 | Queensborough National Bank & Trust | B | 9 | 7 | 11.1% | 6.00% |
| 11 | Freedom Mortgage | B | 8 | 2 | 0.0% | 6.69% |
| 12 | Newrez | D | 8 | 1 | 50.0% | 5.63% |
| 13 | Navy Federal Credit Union | D | 7 | 2 | 28.6% | 8.89% |
| 14 | Triad Financial Services | D | 6 | 2 | 33.3% | 9.52% |
| 15 | Sofi Bank | D | 6 | 3 | 0.0% | 6.69% |
| 16 | Regions Bank | C | 5 | 1 | 80.0% | 4.99% |
| 17 | Bank of America | F | 5 | 0 | 60.0% | — |
| 18 | AmeriSave Mortgage | D | 5 | 1 | 80.0% | 7.99% |
| 19 | FirstBank | C | 5 | 0 | 60.0% | — |
| 20 | Movement Mortgage | A | 5 | 4 | 0.0% | 6.69% |
| 21 | Loandepot.Com | D | 5 | 3 | 20.0% | 6.49% |
What Screven County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Screven County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 309 | 113 | 34.3% | 7.05% | $115,000 |
| 2024 | 318 | 143 | 29.3% | 7.19% | $135,000 |
| 2025 | 412 | 159 | 28.9% | 6.75% | $145,000 |
Frequently asked questions
28.9% of applications in Screven County were denied in 2025, against 19.2% statewide in Georgia.
21st Mortgage, with 64 applications in 2025 and a denial rate of 53.1%.
The median mortgage application in Screven County in 2025 was for $145,000; the median property value on originated loans was $245,000.