AgFirst Farm Credit Bank in Georgia vs the state
12.9%Denial rate-6.28 pts vs state
13.9%Decision denial rate-11.15 pts vs state
80.0%Origination rate+25.91 pts vs state
6.38%Median rate-0.25 pts vs state
0.15Rate spread (pts)-0.12 pts vs state
$133kMedian applicant income
68Loans originated
11Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 188 | 163 | 6.4% | 7.00% | #237 |
| 2024 | 193 | 163 | 8.8% | 7.25% | #238 |
| 2025 | 85 | 68 | 12.9% | 6.38% | #359 |
What AgFirst Farm Credit Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most AgFirst Farm Credit Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bulloch County | 12 | 12 | 0 | 0.0% |
| Screven County | 10 | 9 | 1 | 10.0% |
| Carroll County | 8 | 7 | 1 | 12.5% |
| Effingham County | 6 | 5 | 0 | 0.0% |
| Meriwether County | 5 | 4 | 1 | 20.0% |
| Evans County | 3 | 3 | 0 | 0.0% |
| Haralson County | 3 | 2 | 1 | 33.3% |
| Morgan County | 3 | 1 | 1 | 33.3% |
| Liberty County | 3 | 2 | 1 | 33.3% |
| Candler County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 85 applications in 2025, of which 68 were originated and 11 denied.
12.9% of all applications, or 13.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans AgFirst Farm Credit Bank originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are AgFirst Farm Credit Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology