Meriwether County, Georgia · 2025

Mortgage lenders in Meriwether County, GA: denial rates and top lenders (2025)

162 lenders acted on 867 mortgage applications for properties in Meriwether County in 2025. 19.2% were denied (Georgia: 19.2%). Median rate on closed loans 6.61%; median loan $185,000; median property value $295,000.

867Applications
19.2%Denial ratestate 19.2%
6.61%Median ratestate 6.63%
$185,000Median loan
$295,000Median property value

Largest lenders in Meriwether County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 5339 20.8%6.88%
2 Vanderbilt Mortgage and Finance F 389 23.7%8.99%
3 United Shore Financial Services B 3122 16.1%5.81%
4 Guild Mortgage A 2522 0.0%6.25%
5 21st Mortgage F 221 40.9%8.78%
6 Navy Federal Credit Union D 225 36.4%7.65%
7 Delta Community Credit Union C 2010 20.0%7.25%
8 Crosscountry Mortgage B 1911 5.3%6.24%
9 Pennymac Loan Services C 177 11.8%6.13%
10 Freedom Mortgage B 1711 0.0%6.00%
11 Loandepot.Com D 178 17.7%7.50%
12 Bank of America F 167 31.3%6.49%
13 AmeriSave Mortgage D 160 93.8%
14 Ameris Bank B 1512 6.7%6.63%
15 Synovus Bank D 1511 20.0%8.15%
16 Broker Solutions D 155 0.0%6.38%
17 Mortgage Research Center C 156 33.3%6.63%
18 United Bank C 1310 23.1%8.18%
19 Talbot State Bank 127 8.3%
20 Newrez D 122 16.7%7.31%
21 Guaranteed Rate B 113 9.1%5.50%
22 American Financing D 112 45.5%6.56%
23 Canopy Mortgage B 105 10.0%6.63%
24 Magnolia Bank C 108 0.0%6.37%
25 Lakeview Loan Servicing C 103 60.0%6.75%

Best approval odds in Meriwether County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Rocket Mortgage5121.6%

What Meriwether County borrowers applied for

By loan purpose

Home purchase 407 47% · 11.8% denied
Refinance 140 16% · 13.6% denied
Cash-out refinance 173 20% · 30.1% denied
Home improvement 65 7% · 35.4% denied
Other / HELOC 82 9% · 29.3% denied

By loan type

Conventional 509 59% · 21.6% denied
FHA 224 26% · 18.8% denied
VA 109 13% · 11.0% denied
USDA / RHS 25 3% · 8.0% denied

Why applications were denied

Credit history 50 30%
Debt-to-income ratio 34 21%
Incomplete application 31 19%
Collateral 24 15%
Other 17 10%
Unverifiable information 7 4%
Insufficient cash 2 1%

Meriwether County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202388246221.0%6.99%$175,000
202482141322.9%6.75%$175,000
202586743819.2%6.61%$185,000

Frequently asked questions

19.2% of applications in Meriwether County were denied in 2025, against 19.2% statewide in Georgia.

Rocket Mortgage, with 53 applications in 2025 and a denial rate of 20.8%.

The median mortgage application in Meriwether County in 2025 was for $185,000; the median property value on originated loans was $295,000.