Largest lenders in Pike County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Bank | C | 130 | 86 | 20.0% | 7.50% |
| 2 | United Shore Financial Services | B | 81 | 55 | 13.6% | 6.07% |
| 3 | Rocket Mortgage | C | 71 | 48 | 18.3% | 7.06% |
| 4 | Broker Solutions | D | 36 | 15 | 0.0% | 6.75% |
| 5 | Top Flite Financial | D | 34 | 30 | 0.0% | 6.50% |
| 6 | Delta Community Credit Union | C | 23 | 16 | 13.0% | 6.63% |
| 7 | Mortgage Research Center | C | 20 | 5 | 15.0% | 5.50% |
| 8 | Ameris Bank | B | 19 | 15 | 10.5% | 6.25% |
| 9 | Loandepot.Com | D | 18 | 10 | 33.3% | 6.44% |
| 10 | Fairway Independent Mortgage | B | 17 | 15 | 11.8% | 6.75% |
| 11 | Freedom Mortgage | B | 17 | 8 | 0.0% | 5.94% |
| 12 | Bank of America | F | 16 | 4 | 56.3% | 6.38% |
| 13 | Navy Federal Credit Union | D | 16 | 7 | 25.0% | 6.88% |
| 14 | Pennymac Loan Services | C | 15 | 6 | 6.7% | 8.56% |
| 15 | AmeriSave Mortgage | D | 15 | 5 | 60.0% | 7.38% |
| 16 | Coastal Community Bank | C | 13 | 5 | 0.0% | 11.74% |
| 17 | First Bank of Pike | – | 13 | 12 | 0.0% | — |
| 18 | Guild Mortgage | A | 12 | 9 | 0.0% | 5.99% |
| 19 | Ameritrust Mortgage | D | 12 | 0 | 0.0% | — |
| 20 | Truist Bank | C | 11 | 5 | 45.5% | 6.49% |
| 21 | Discover Bank | F | 10 | 3 | 60.0% | 8.70% |
| 22 | Carrington Mortgage Services | D | 10 | 4 | 30.0% | 9.99% |
| 23 | Newrez | D | 10 | 4 | 20.0% | 7.88% |
| 24 | Figure Lending | C | 9 | 3 | 22.2% | 8.05% |
| 25 | Lower | C | 8 | 4 | 12.5% | 6.25% |
Best approval odds in Pike County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 66 | 16.7% |
| 2 | Rocket Mortgage | 65 | 20.0% |
| 3 | United Bank | 112 | 23.2% |
What Pike County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pike County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 758 | 445 | 19.7% | 7.03% | $185,000 |
| 2024 | 737 | 458 | 17.9% | 6.88% | $205,000 |
| 2025 | 961 | 543 | 16.6% | 6.75% | $215,000 |
Frequently asked questions
16.6% of applications in Pike County were denied in 2025, against 19.2% statewide in Georgia.
United Bank, with 130 applications in 2025 and a denial rate of 20.0%.
The median mortgage application in Pike County in 2025 was for $215,000; the median property value on originated loans was $425,000.