Ameritrust Mortgage in Georgia vs the state
4.1%Denial rate-15.13 pts vs state
11.7%Decision denial rate-13.40 pts vs state
30.4%Origination rate-23.68 pts vs state
6.93%Median rate+0.31 pts vs state
1.19Rate spread (pts)+0.92 pts vs state
$109kMedian applicant income
52Loans originated
7Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 1 | 0.0% | 7.88% | #740 |
| 2024 | 87 | 53 | 1.2% | 7.38% | #355 |
| 2025 | 171 | 52 | 4.1% | 6.93% | #261 |
What Ameritrust Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 51 | 14 | 1 | 2.0% |
| DeKalb County | 16 | 5 | 1 | 6.3% |
| Gwinnett County | 13 | 5 | 2 | 15.4% |
| Pike County | 12 | 0 | 0 | 0.0% |
| Henry County | 7 | 3 | 0 | 0.0% |
| Richmond County | 6 | 2 | 0 | 0.0% |
| Douglas County | 5 | 2 | 0 | 0.0% |
| Hall County | 4 | 1 | 1 | 25.0% |
| Hart County | 4 | 0 | 0 | 0.0% |
| Cobb County | 4 | 0 | 1 | 25.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 171 applications in 2025, of which 52 were originated and 7 denied.
4.1% of all applications, or 11.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Ameritrust Mortgage originated in Georgia in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology