Crawford County, Georgia · 2025

Mortgage lenders in Crawford County, GA: denial rates and top lenders (2025)

86 lenders acted on 405 mortgage applications for properties in Crawford County in 2025. 21.2% were denied (Georgia: 19.2%). Median rate on closed loans 6.75%; median loan $155,000; median property value $235,000.

405Applications
21.2%Denial ratestate 19.2%
6.75%Median ratestate 6.63%
$155,000Median loan
$235,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 373 32.4%10.02%
2 Robins Financial B 3218 31.3%6.25%
3 Georgia Community Bank A 2625 3.9%
4 Rocket Mortgage C 2513 24.0%6.88%
5 United Shore Financial Services B 178 17.7%5.81%
6 Truist Bank C 159 40.0%6.23%
7 Freedom Mortgage B 128 0.0%5.75%
8 Atlantic Bay Mortgage Group A 118 0.0%6.50%
9 Guild Mortgage A 1110 0.0%6.63%
10 AmeriSave Mortgage D 92 55.6%7.38%
11 Broker Solutions D 96 0.0%6.88%
12 Mortgage Research Center C 92 22.2%6.88%
13 Pennymac Loan Services C 83 37.5%6.50%
14 Newrez D 82 25.0%7.63%
15 Vanderbilt Mortgage and Finance F 82 62.5%10.79%
16 Fairway Independent Mortgage B 76 0.0%6.88%
17 Triad Financial Services D 70 71.4%
18 Crosscountry Mortgage B 61 16.7%8.25%
19 FirstBank C 60 66.7%
20 GMFS A 63 0.0%6.99%
21 Movement Mortgage A 63 0.0%8.10%
22 Planet Home Lending B 64 0.0%6.31%
23 Ameris Bank B 53 20.0%7.13%
24 Bank of America F 51 20.0%6.24%
25 Navy Federal Credit Union D 54 0.0%6.81%

What Crawford County borrowers applied for

By loan purpose

Home purchase 184 45% · 17.9% denied
Refinance 64 16% · 10.9% denied
Cash-out refinance 73 18% · 21.9% denied
Home improvement 43 11% · 32.6% denied
Other / HELOC 41 10% · 39.0% denied

By loan type

Conventional 268 66% · 25.0% denied
FHA 89 22% · 15.7% denied
VA 44 11% · 11.4% denied
USDA / RHS 4 1% · 0.0% denied

Why applications were denied

Credit history 29 35%
Debt-to-income ratio 19 23%
Collateral 14 17%
Incomplete application 13 16%
Other 4 5%
Employment history 2 2%
Unverifiable information 2 2%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202335917626.7%7.06%$135,000
202431214325.0%6.75%$125,000
202540520521.2%6.75%$155,000

Frequently asked questions

21.2% of applications in Crawford County were denied in 2025, against 19.2% statewide in Georgia.

21st Mortgage, with 37 applications in 2025 and a denial rate of 32.4%.

The median mortgage application in Crawford County in 2025 was for $155,000; the median property value on originated loans was $235,000.