Largest lenders in Burke County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 81 | 8 | 37.0% | 9.62% |
| 2 | 21st Mortgage | F | 62 | 3 | 54.8% | 10.45% |
| 3 | First Burke Banking | – | 57 | 57 | 0.0% | — |
| 4 | Rocket Mortgage | C | 35 | 19 | 37.1% | 6.50% |
| 5 | Regions Bank | C | 30 | 17 | 26.7% | 6.00% |
| 6 | United Shore Financial Services | B | 27 | 20 | 14.8% | 6.25% |
| 7 | SRP Federal Credit Union | C | 25 | 17 | 8.0% | 5.88% |
| 8 | Queensborough National Bank & Trust | B | 22 | 17 | 9.1% | 6.63% |
| 9 | Mortgage Research Center | C | 17 | 9 | 23.5% | 6.50% |
| 10 | Navy Federal Credit Union | D | 15 | 7 | 33.3% | 6.88% |
| 11 | Guild Mortgage | A | 13 | 9 | 15.4% | 6.31% |
| 12 | AgGeorgia Farm Credit, ACA | F | 12 | 4 | 25.0% | 7.90% |
| 13 | Loandepot.Com | D | 12 | 7 | 25.0% | 6.13% |
| 14 | AmeriSave Mortgage | D | 11 | 3 | 63.6% | 7.50% |
| 15 | Broker Solutions | D | 11 | 1 | 18.2% | 6.88% |
| 16 | Southern Bank | – | 10 | 5 | 40.0% | — |
| 17 | Triad Financial Services | D | 10 | 1 | 70.0% | 10.01% |
| 18 | American Financial Resources | B | 10 | 5 | 0.0% | 5.75% |
| 19 | SouthState Bank | B | 8 | 2 | 25.0% | 7.11% |
| 20 | Crosscountry Mortgage | B | 8 | 5 | 0.0% | 6.58% |
| 21 | Movement Mortgage | A | 8 | 7 | 0.0% | 6.25% |
| 22 | Southwest Stage Funding | F | 8 | 1 | 12.5% | 10.25% |
| 23 | Ameris Bank | B | 7 | 4 | 0.0% | 6.50% |
| 24 | Newrez | D | 7 | 2 | 42.9% | 6.50% |
| 25 | Pennymac Loan Services | C | 6 | 2 | 16.7% | 6.00% |
Best approval odds in Burke County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First Burke Banking | 57 | 0.0% |
What Burke County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Burke County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 607 | 284 | 26.2% | 7.00% | $145,000 |
| 2024 | 637 | 321 | 24.7% | 6.75% | $155,000 |
| 2025 | 681 | 313 | 26.1% | 6.50% | $165,000 |
Frequently asked questions
26.1% of applications in Burke County were denied in 2025, against 19.2% statewide in Georgia.
Vanderbilt Mortgage and Finance, with 81 applications in 2025 and a denial rate of 37.0%.
The median mortgage application in Burke County in 2025 was for $165,000; the median property value on originated loans was $275,000.