Zillow Home Loans in Nevada vs the state
6.3%Denial rate-11.20 pts vs state
8.4%Decision denial rate-13.85 pts vs state
66.5%Origination rate+8.77 pts vs state
6.50%Median rate-0.13 pts vs state
0.25Rate spread (pts)-0.05 pts vs state
$106kMedian applicant income
234Loans originated
22Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 58 | 13.3% | 7.13% | #132 |
| 2024 | 243 | 170 | 7.0% | 6.63% | #85 |
| 2025 | 352 | 234 | 6.3% | 6.50% | #66 |
What Zillow Home Loans lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Zillow Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 308 | 204 | 20 | 6.5% |
| Washoe County | 22 | 14 | 0 | 0.0% |
| Nye County | 11 | 8 | 1 | 9.1% |
| Carson City | 3 | 3 | 0 | 0.0% |
| Lyon County | 3 | 2 | 1 | 33.3% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Mineral County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| White Pine County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 352 applications in 2025, of which 234 were originated and 22 denied.
6.3% of all applications, or 8.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Zillow Home Loans originated in Nevada in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Zillow Home Loans's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology