Willow Bend Mortgage Company in Texas vs the state
1.4%Denial rate-18.03 pts vs state
2.2%Decision denial rate-22.73 pts vs state
63.0%Origination rate+8.07 pts vs state
6.63%Median rate+0.13 pts vs state
0.42Rate spread (pts)+0.23 pts vs state
$135kMedian applicant income
812Loans originated
18Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,736 | 1,064 | 2.5% | 6.75% | #100 |
| 2024 | 1,531 | 874 | 2.3% | 6.63% | #114 |
| 2025 | 1,290 | 812 | 1.4% | 6.63% | #148 |
What Willow Bend Mortgage Company lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Willow Bend Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hidalgo County | 274 | 128 | 6 | 2.2% |
| Collin County | 147 | 119 | 1 | 0.7% |
| Nueces County | 104 | 93 | 1 | 1.0% |
| Dallas County | 103 | 55 | 1 | 1.0% |
| El Paso County | 88 | 36 | 3 | 3.4% |
| Cameron County | 59 | 31 | 1 | 1.7% |
| Denton County | 53 | 37 | 0 | 0.0% |
| Travis County | 49 | 37 | 0 | 0.0% |
| Tarrant County | 48 | 35 | 1 | 2.1% |
| Williamson County | 37 | 27 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,290 applications in 2025, of which 812 were originated and 18 denied.
1.4% of all applications, or 2.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Willow Bend Mortgage Company originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Willow Bend Mortgage Company's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology