West Penn Financial Service Center in Ohio vs the state
4.3%Denial rate-13.44 pts vs state
4.7%Decision denial rate-17.23 pts vs state
86.8%Origination rate+26.89 pts vs state
6.50%Median rate-0.38 pts vs state
0.22Rate spread (pts)-0.17 pts vs state
$80kMedian applicant income
184Loans originated
9Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 219 | 184 | 4.6% | 6.63% | #208 |
| 2024 | 220 | 191 | 2.7% | 6.75% | #205 |
| 2025 | 212 | 184 | 4.3% | 6.50% | #229 |
What West Penn Financial Service Center lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most West Penn Financial Service Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mahoning County | 50 | 41 | 1 | 2.0% |
| Trumbull County | 37 | 29 | 4 | 10.8% |
| Summit County | 34 | 34 | 0 | 0.0% |
| Portage County | 24 | 22 | 1 | 4.2% |
| Cuyahoga County | 19 | 14 | 2 | 10.5% |
| Columbiana County | 15 | 14 | 0 | 0.0% |
| Stark County | 11 | 10 | 0 | 0.0% |
| Medina County | 6 | 6 | 0 | 0.0% |
| Lorain County | 6 | 5 | 1 | 16.7% |
| Lake County | 2 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 212 applications in 2025, of which 184 were originated and 9 denied.
4.3% of all applications, or 4.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans West Penn Financial Service Center originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are West Penn Financial Service Center's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology