Village Capital & Investment in Alaska vs the state
15.5%Denial rate+1.45 pts vs state
22.7%Decision denial rate+4.75 pts vs state
29.9%Origination rate-30.78 pts vs state
5.75%Median rate-0.69 pts vs state
—Rate spread (pts)
$98kMedian applicant income
29Loans originated
15Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 8 | 10.3% | 6.13% | #60 |
| 2024 | 94 | 38 | 6.4% | 5.75% | #39 |
| 2025 | 97 | 29 | 15.5% | 5.75% | #45 |
What Village Capital & Investment lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Matanuska-Susitna Borough | 36 | 14 | 4 | 11.1% |
| Anchorage Municipality | 33 | 9 | 7 | 21.2% |
| Fairbanks North Star Borough | 17 | 5 | 3 | 17.6% |
| Kenai Peninsula Borough | 6 | 1 | 1 | 16.7% |
| Juneau City and Borough | 2 | 0 | 0 | 0.0% |
| Bethel Census Area | 2 | 0 | 0 | 0.0% |
| Aleutians West Census Area | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 97 applications in 2025, of which 29 were originated and 15 denied.
15.5% of all applications, or 22.7% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Village Capital & Investment originated in Alaska in 2025 was 5.75%, against a statewide median of 6.44%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology