Veritex Community Bank in Texas vs the state
5.5%Denial rate-13.93 pts vs state
6.7%Decision denial rate-18.19 pts vs state
75.5%Origination rate+20.62 pts vs state
6.00%Median rate-0.50 pts vs state
0.09Rate spread (pts)-0.10 pts vs state
$272kMedian applicant income
151Loans originated
11Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 242 | 193 | 6.2% | 6.13% | #361 |
| 2024 | 267 | 208 | 7.1% | 6.25% | #338 |
| 2025 | 200 | 151 | 5.5% | 6.00% | #417 |
What Veritex Community Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Veritex Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 57 | 44 | 3 | 5.3% |
| Harris County | 35 | 25 | 2 | 5.7% |
| Tarrant County | 20 | 20 | 0 | 0.0% |
| Denton County | 18 | 11 | 1 | 5.6% |
| Collin County | 17 | 12 | 1 | 5.9% |
| Montgomery County | 6 | 5 | 0 | 0.0% |
| Fort Bend County | 5 | 3 | 0 | 0.0% |
| Grayson County | 4 | 3 | 1 | 25.0% |
| Henderson County | 4 | 4 | 0 | 0.0% |
| Rockwall County | 4 | 4 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 200 applications in 2025, of which 151 were originated and 11 denied.
5.5% of all applications, or 6.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Veritex Community Bank originated in Texas in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Veritex Community Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology