Velocity Commercial Capital in Ohio vs the state
0.7%Denial rate-17.04 pts vs state
1.0%Decision denial rate-20.85 pts vs state
59.8%Origination rate-0.07 pts vs state
10.12%Median rate+3.24 pts vs state
—Rate spread (pts)
—Median applicant income
277Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 237 | 108 | 1.3% | 10.99% | #194 |
| 2024 | 319 | 204 | 0.9% | 10.87% | #164 |
| 2025 | 463 | 277 | 0.7% | 10.12% | #149 |
What Velocity Commercial Capital lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Velocity Commercial Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 192 | 112 | 0 | 0.0% |
| Summit County | 43 | 28 | 0 | 0.0% |
| Hamilton County | 36 | 23 | 1 | 2.8% |
| Franklin County | 28 | 16 | 0 | 0.0% |
| Lucas County | 26 | 16 | 1 | 3.8% |
| Montgomery County | 25 | 17 | 0 | 0.0% |
| Mahoning County | 20 | 12 | 1 | 5.0% |
| Stark County | 14 | 5 | 0 | 0.0% |
| Lorain County | 11 | 7 | 0 | 0.0% |
| Trumbull County | 7 | 7 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 463 applications in 2025, of which 277 were originated and 3 denied.
0.7% of all applications, or 1.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Velocity Commercial Capital originated in Ohio in 2025 was 10.12%, against a statewide median of 6.88%.
About this data. Figures are Velocity Commercial Capital's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology