Valon Mortgage in Texas vs the state
27.6%Denial rate+8.15 pts vs state
32.9%Decision denial rate+7.99 pts vs state
47.8%Origination rate-7.12 pts vs state
7.50%Median rate+1.00 pts vs state
1.00Rate spread (pts)+0.80 pts vs state
$125kMedian applicant income
213Loans originated
123Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 90 | 56 | 18.9% | 6.50% | #572 |
| 2025 | 446 | 213 | 27.6% | 7.50% | #284 |
What Valon Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 51 | 16 | 20 | 39.2% |
| Dallas County | 37 | 17 | 10 | 27.0% |
| Tarrant County | 36 | 20 | 8 | 22.2% |
| El Paso County | 35 | 14 | 12 | 34.3% |
| Collin County | 32 | 18 | 8 | 25.0% |
| Bexar County | 28 | 13 | 8 | 28.6% |
| Denton County | 24 | 13 | 5 | 20.8% |
| Fort Bend County | 19 | 5 | 7 | 36.8% |
| Travis County | 16 | 7 | 5 | 31.3% |
| Montgomery County | 13 | 9 | 2 | 15.4% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 446 applications in 2025, of which 213 were originated and 123 denied.
27.6% of all applications, or 32.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Valon Mortgage originated in Texas in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology