Valon Mortgage in Colorado vs the state
17.0%Denial rate+1.41 pts vs state
19.3%Decision denial rate-0.37 pts vs state
61.0%Origination rate+0.97 pts vs state
7.68%Median rate+1.05 pts vs state
1.63Rate spread (pts)+1.48 pts vs state
$110kMedian applicant income
136Loans originated
38Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 16 | 8 | 31.3% | 6.19% | #431 |
| 2025 | 223 | 136 | 17.0% | 7.68% | #172 |
What Valon Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adams County | 35 | 21 | 4 | 11.4% |
| Jefferson County | 31 | 14 | 8 | 25.8% |
| Arapahoe County | 28 | 19 | 6 | 21.4% |
| El Paso County | 27 | 16 | 5 | 18.5% |
| Denver County | 20 | 11 | 3 | 15.0% |
| Weld County | 16 | 11 | 2 | 12.5% |
| Pueblo County | 12 | 8 | 1 | 8.3% |
| Douglas County | 10 | 7 | 2 | 20.0% |
| Larimer County | 10 | 7 | 1 | 10.0% |
| Boulder County | 6 | 3 | 1 | 16.7% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 223 applications in 2025, of which 136 were originated and 38 denied.
17.0% of all applications, or 19.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Valon Mortgage originated in Colorado in 2025 was 7.68%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology