Unitus Community Credit Union in Washington vs the state
34.0%Denial rate+18.32 pts vs state
38.7%Decision denial rate+19.15 pts vs state
50.0%Origination rate-11.06 pts vs state
7.25%Median rate+0.63 pts vs state
0.19Rate spread (pts)+0.01 pts vs state
$134kMedian applicant income
78Loans originated
53Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 76 | 43.9% | 8.49% | #164 |
| 2024 | 147 | 68 | 37.4% | 8.25% | #191 |
| 2025 | 156 | 78 | 34.0% | 7.25% | #208 |
What Unitus Community Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Unitus Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 110 | 54 | 38 | 34.5% |
| Cowlitz County | 11 | 4 | 4 | 36.4% |
| Spokane County | 6 | 1 | 3 | 50.0% |
| Lewis County | 4 | 3 | 1 | 25.0% |
| King County | 3 | 2 | 0 | 0.0% |
| Pierce County | 3 | 3 | 0 | 0.0% |
| Skamania County | 3 | 2 | 1 | 33.3% |
| Thurston County | 3 | 2 | 1 | 33.3% |
| Pacific County | 3 | 2 | 1 | 33.3% |
| Walla Walla County | 2 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 156 applications in 2025, of which 78 were originated and 53 denied.
34.0% of all applications, or 38.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Unitus Community Credit Union originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Unitus Community Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology